PRIIPS/ IMPORTANT - PROHIBITION OF SALES TO EEA RETAIL INVESTORS – The
Notes are not intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise made available to any retail investor in the European Economic Area ( EEA ). For these purposes, a retail investor means a person who is one (or more) of the following : (i) a retail client as defined in point (11) of Article 4(1) of Directive 2014/65/EU ( as amended, MiFID II ); (ii) a customer within the meaning of Directive (EU) 2016/97 (as amended, the Insurance Distribution Directive ) where that customer would not qualify as a professional client as defined in point (10) of Article 4(1) of MiFID II; or (iii) not a qualified investor as defined in Regulation (EU) 2017/1129 ( as amended, the Prospectus Regulation ). Consequently, no key information document required by Regulation (EU) No 1286/2014 ( as amended, the PRIIPs Regulation ) for offering or selling the Notes or otherwise making them available to retail investors in the EEA has been prepared and therefore offering or selling the Notes or otherwise making them available to any retail investor in the EEA may be unlawful under the PRIIPS Regulation.
PRIIPS/IMPORTANT - PROHIBITION OF SALES TO UK RETAIL INVESTORS – The Notes
are not intended to be offered, sold , distributed or otherwise made available to and should not be offered, sold, distributed or otherwise made available to any retail investor in the United Kingdom ( UK). For these purposes, a retail investor means a person who is either one (or both) of the following : (i) not a professional client, as defined in point (8) of Article 2(1) of Regulation (EU) No 600/2014 as it forms part of UK domestic law by virtue of the European Union (Withdrawal) Act 2018 ; or (ii) not a qualified investor as defined in paragraph 15 of Schedule 1 to the Public Offers and Admissions to Trading Regulations 2024 . Consequently , no disclosure document required by the FCA Product Disclosure Sourcebook ( DISC) for offering , selling or distributing the Notes or otherwise making them available to retail investors in the UK has been prepared and therefore offering , selling or distributing the Notes or otherwise making them available to any retail investor in the UK may be unlawful under the DISC and the Consumer Composite Investments (Designated Activities) Regulations 2024 .
MIFID II PRODUCT GOVERNANCE / PROFESSIONAL INVESTORS AND ECPS ONLY
TARGET MARKET – Solely for the purposes of each manufacturer’s product approval process, the target market assessment in respect of the Notes taking into account the five categories referred to in item 19 of the Guidelines published by ESMA on 3 August 2023 has led to the conclusion that: (i) the target market for the Notes is eligible counterparties and professional clients only, each as defined in MiFID II; and (ii) all channels for distribution of the Notes to eligible counterparties and professional clients are appropriate. Any person subsequently of fering, selling or recommending the Notes (a distributor ) should take into consideration each manufacturers’ target market assessment; however, a distributor subject to MiFID II is responsible for undertaking its own target market assessment in respect of the Notes (by either adopting or refining each manufacturer’ s target market assessment) and determining appropriate distribution channels.
UK MIFIR PRODUCT GOVERNANCE / PROFESSIONAL INVESTORS AND ECPS ONLY
TARGET MARKET – Solely for the purposes of the manufacturer’s product approval process, the target market assessment in respect of the Notes has led to the conclusion that: (i) the target market for the Notes is only eligible counterparties, as defined in the FCA Handbook Conduct of Business Sourcebook ( COBS ), and professional clients, as defined in Regulation (EU) No 600/2014 as it forms part of UK domestic law by virtue of the European Uni on (Withdrawal) Act 2018 ( UK MiFIR ); and (ii) all channels for distribution of the Notes to eligible counterparties and professional clients are appropriate. Any person subsequently offering, selling or recommending the Notes (a distributor ) should take into consideration the manufacturer ’s target market assessment; however, a distributor subject to the FCA Handbook Product Intervention and Product Governance Sourcebook (the UK MiFIR Product Governance Rules ) is responsible for undertaking its own target ma rket assessment in respect of the Notes (by either adopting or refining the manufacturer ’s target market assessment) and determining appropriate distribution channels.
SOCIÉTÉ GÉNÉRALE
Legal Entity Identifier (LEI): O2RNE8IBXP4R0TD8PU41
FINAL TERMS DATED 3 JULY 2026
Issue of EUR 750,000,000 3.375 per cent. Senior Preferred Notes due 7 July 2031 (the Notes ) under the Euro Medium Term Note – Paris Registered Programme (the Programme ) Series no.: PA 220/26-07 Tranche no.: 1 Issue Price: 99.801 per cent.
SOCI ÉTÉ GÉNÉRALE CORPORATE & INVESTMENT BANKING
(the Joint Lead Manager and Sole Bookrunner )
BBVA
HELABA
IMI – INTESA SANPAOLO
NORDEA
(the Joint Lead Managers )
UNICAJA
(the Co-Manager
and, together with the Joint Lead Manager and Sole Bookrunner and the Joint Lead Managers , the
Managers )
PART A – CONTRACTUAL TERMS
The Notes have not been, and will not be, registered under the U.S. Securities Act of 1933, as amended (the Securities Act ), or with any securities regulatory authority of any state or other jurisdiction of the United States and may not be offered or sold within the United States or for the account or benefit of U.S. Persons (as defined in Regulation S under the Securities Ac t), except in certain transactions exempt from the registration requirements of the Securities Act. For a description of certain restr ictions on offers and sales of Notes, see section headed " Subscription and Sale " in the Base Prospectus.
Terms used herein shall be deemed to be defined as such for the purposes of the conditions (the Conditions ) set forth under the heading “ Terms and Conditions of the French Law Notes ” in the base prospectus dated 18 December 2025 which received approval no. 25-481 on 18 December 2025 from the Autorité des marchés financiers (the AMF ), as supplemented by the first supplement dated 17 March 2026 which received approval no. 26-056 from the AMF on 17 March 2026, the second supplement dated 5 May 2026 which received approval no. 26 -117 from the AMF on 5 May 2026 and the third supplement dated 18 May 2026 which received approval no. 26 -144 from the AMF on 18 May 2026 , which together constitute a base prospectus (together, the Base Prospectus ) for the purposes of Regulation (EU) 2017/1129 , as amended (the Prospectus Regulation ).
This document constitutes the final terms of the Notes (the Final Terms ) described herein for the purposes of Article 8 of the Prospectus Regulation and must be read in conjunction with the Base Prospectus in order to obt ain all the relevant information . Copies of the Base Prospectus and these Final Terms are available for inspection and obtainable, upon request and free of charge, during usual business hours on any weekday from the head office of the Issuer and the specified offices of the Paying Agents. So long as Notes are outstanding, those documents will also be available on the websites of the AMF ( www.amf -france.org ) and of the Issuer ( http://prospectus.socgen.com ).
1. (i) Series Number: PA 220/26 -07 (ii) Tranche Number: 1 2. Specified Currency: Euro (EUR ) 3. Aggregate Nominal Amount:
(i) Series: EUR 750,000,000 (ii) Tranche: EUR 750,000,000 4. Issue Price: 99.801 per cent. of the Aggregate Nominal Amount of the Tranche 5. Specified Denomination: EUR 100,000 6. Issue Date and Interest Commencement Date: 7 July 2026 7. Maturity Date: 7 July 2031 8. Interest Basis: 3.375 per cent. Fixed Rate per annum payable annually in arrear on each Interest Payment Date
(further particulars specified below ) 9. Redemption/Payment Basis: Subject to any purchase and cancellation or early redemption, the Notes will be redeemed on the Maturity Date at 100 .00 per cent. of their
nominal amount
(further particulars specified below ) 10. Change of Interest Basis: Not Applicable 11. Put/Call Options: Not Applicable 12. (i) Status:
(ii) Date of corporate authorisations for issue of the Notes : Senior Preferred Notes pursuant to Article L. 613-30-3-I-3° of the French Code monétaire
et financier
Resolution of the Board of Directors dated 5 February 202 6
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
13. Fixed Rate Note Provisions Applicable Unadjusted Fixed Rate Notes (i) Rate of Interest: 3.375 per cent. per annum payable annually in
arrear
(ii) Interest Payment Date: Applicable 7 July in each year from and including 7 July 2027 up to , and including , the Maturity Date (iii) Business Day Convention: Not Applicable (unadjusted) (iv) Additional Business Centres: Not Applicable (v) Fixed Coupon Amount: EUR 3,375 per Note of EUR 100,000 Specified Denomination , payable on each Interest Payment
Date
(vi) Day Count Fraction: Actual/Actual (ICMA) (vii) Broken Amount: Not Applicable (viii) Resettable Notes : Not Applicable (ix) Determination Date(s): 7 July in each year 14. Floating Rate Note Provisions Not Applicable 15. Zero Coupon Note s Not Applicable
PROVISIONS RELATING TO
REDEMPTION
16. Issuer Call Option Not Applicable 17. Make -Whole Redemption Option Not Applicable 18. Residual Maturity Redemption Option Not Applicable 19. Clean -up Redemption Option Applicable (i) Clean -up Percentage : 75 per cent.
(ii) Optional Redemption Amount(s): EUR 100,000 per Note of EUR 100,000
Specified Denomination
20. Redemption at the Option of the Noteholders Not Applicable 21. Final Redemption Amount: EUR 100,000 per Note of EUR 100,000
Specified Denomination
22. Early Redemption Amount : EUR 100,000 per Note of EUR 100,000
Specified Denomination
23. MREL or TLAC Disqualification
Event: Applicable
24. Events of Default: Not Applicable 25. Prior permission of the Relevant Resolution Authority with respect to Senior Notes: Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
26. Form of Notes: Dematerialised Notes Bearer form ( au porteur ) 27. Additional Financial Centre for the purposes of Condition 4(e) of the French Law Conditions : Not Applicable 28. Payments on non -Payment Business Days (Condition 4(e) of the French Law Conditions ) Following 29. Talons for further Coupons to be attached to Definitive Bearer Notes: Not Applicable 30. Redenomination applicable: Not Applicable
31. Consolidation applicable: Not Applicable 32. Meeting and Voting Provisions (Condition 12 of the French Law Conditions ): No Masse 33. Governing law: The Notes and any non -contractual obligations arising out of or in connection with the Notes will be governed by, and shall be construed in accordance with, French law .
PURPOSE OF FINAL TERMS
These Final Terms comprise the final terms required for the issue of the Notes and admission to trading on Euronext Paris by Société Générale pursuant to its Euro Medium Term Note -
Paris Registered Programme for which purpose they are hereby submitted.
RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms prepared in relation to Series PA 220/26 -07, Tranche 1.
Signed on behalf of the Issuer:
By:
Vincent Robillard
Group’s Treasury Director of the Issuer
Duly authorised
PART B – OTHER INFORMATION
1. LISTING AND ADMISSION TO TRADING
(i) Listing: Application has been made for the Notes to be listed on Euronext Paris with effect from the Issue
Date
(ii) Admission to trading: Application has been made for the Notes to be admitted to trading on Euronext Paris with effect from the Issue Date .
There can be no assurance that the listing and trading of the Notes will be approved with effect on the Issue Date or at all.
2. RATINGS
Ratings: The Notes to be issued have been rated:
S&P Global Ratings Europe Limited : A Moody ’s France S.A.S.: A1 Fitch Ratings Ireland Limited : A+ The Credit ratings referred to above have been issued by S&P Global Ratings Europe Limited, Moody’s France S.A.S. and Fitch Ratings Ireland Limited , each of which is established in the European Union and is registered under Regulation (EC) No. 1060/2009 of the European Parliament and of the Council dated 16 September 2009 on credit rating agencies, as amended (the CRA Regulation ) and, as of the date hereof, appears on the list of credit rating agencies published on the website of the European Securities and Markets Authority (www.esma.europa.eu) in accordance with the CRA Regulation.
As defined by S&P Global Ratings Europe Limited (www.standardandpoors.com ), “ A” rating is somewhat more susceptible to the adverse effects of changes in circumstances and economic conditions than obligations in higher -rated categories. However, the obligor's capacity to meet its financial commitments on the obligation is still strong. .
As defined by Moody's France S.A.S.
(www.moodys.com ), obligations rated “ A1” are judged to be upper -medium grade and are subject to low credit risk. The modifier 1 indicates that the obligation ranks in the higher end of its generic rating category .
As defined by Fitch Ratings Ireland Limited (www.fitchratings.com ), “ A” ratings denote expectations of low default risk. The capacity for payment of financial commitments is considered strong. This capacity may, nevertheless, be more vulnerable to adverse business or economic conditions than is the case for higher ratings . The "+" modifier is appended to denote relative status within this category .
3. INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save for any fees payable to the Managers , so far as the Issuer is aware, no person involved in the issue of the Notes has an interest material to the offer. Certain of the Managers and their affiliates have engaged, and may in the future engage, in investment banking and/or commercial banking transactions with, and may perform other financial advisory and other services for the Issuer and its respective affiliates in the ordinary course of business.
4. REASONS FOR THE OFFER, ESTIMATED NET PROCEEDS AND ESTIMATED
TOTAL EXPENSES
(i) Reasons for the offer: See “Use of Proceeds ” wording in Base
Prospectus
(ii) Estimated net proceeds: EUR 746,632,500 (iii) Estimated total expenses: EUR 6,400
5. YIELD
Indication of yield: Applicable 3.419 per cent . per annum The yield is calculated at the Issue Date and is not an indication of any future yield.
6. OPERATIONAL INFORMATION
(i) ISIN: FR0014019PV8
(ii) Common Code: 343567499 (iii) Any clearing system(s) other than Euroclear Bank SA/NV, Clearstream Banking, SA or Euroclear France, SIX Swiss Exchange and the relevant identification number(s): Not Applicable
(iv) Delivery: Delivery against payment
(v) Names and addresses of Additional Paying Agent(s) (if
any):
Not Applicable
7. DISTRIBUTION
(i) Method of distribution: Syndicate d (ii) If syndicated:
(a) Names of the Managers :
Joint Lead Manager and Sole Bookrunner
Société Générale
Joint Lead Managers Banco Bilbao Vizcaya Argentaria, S.A.
Intesa Sanpaolo S.p.A.
Landesbank Hessen -Thüringen Girozentrale Nordea Bank Abp
Co-Manager
Unicaja Banco, S.A.
(b) Stabilising Manager (if any): Société Générale (iii) If no n-syndicated, name of the relevant Dealer: Not Applicable (iv) U.S. selling r estrictions: Regulation S compliance category 2 / TEFRA Not
Applicable
(v) Prohibition of Sales to EEA Retail Investors: Applicable (vi) Prohibition of Sales to UK Retail Investors: Applicable (vii) Additional selling restrictions: Not Applicable