RMBS MIRAVET 2023-1, FT
Data corresponding to the period: 26/05/2026 - 26/08/2026
I. GENERAL INFORMATION ABOUT THE FONDO
Date of Incorporation of the Fondo 16/03/2023 Closing Date of the Bonds 23/03/2023 Sociedad Gestora InterMoney Titulización, SGFT, S.A.
Loan Issuer Ribeira Holdings S.À R.L.
Paying Agent Banco Santander, S.A.
Traded Market Mercado AIAF Rating Agencies S&P / KBRA
Current Rating
Class A AAA(sf) (S&P) / AAA(sf) (KBRA) Class B AA+(sf) (S&P) / A+(sf) (KBRA) Class C AA-(sf) (S&P) / A-(sf) (KBRA) Class D A+(sf) (S&P) / BBB(sf) (KBRA) Class E A(sf) (S&P) / BB-(sf) (KBRA) Class F BBB+(sf) (S&P) / B(sf) (KBRA) Class R Not Rated (S&P) / Not Rated (KBRA) Class X Not Rated (S&P) / Not Rated (KBRA) Class Z Not Rated (S&P) / Not Rated (KBRA)
II. SECURITIES ISSUED BY THE FONDO
Class A
ISIN Code ES0305694004
Aggregate Amount Issued 174.800.000,00 € Aggregate Amount Outstanding 88.373.933,16 € Minimum Increment (Issued) 100.000,00 € Minimum Increment (Outstanding) 50.557,17 €
Class B
ISIN Code ES0305694012
Aggregate Amount Issued 16.700.000,00 € Aggregate Amount Outstanding 16.700.000,00 € Minimum Increment (Issued) 100.000,00 € Minimum Increment (Outstanding) 100.000,00 €
Class C
ISIN Code ES0305694020
Aggregate Amount Issued 11.400.000,00 € Aggregate Amount Outstanding 11.400.000,00 € Minimum Increment (Issued) 100.000,00 € Minimum Increment (Outstanding) 100.000,00 €
Class D
ISIN Code ES0305694038
Aggregate Amount Issued 6.800.000,00 € Aggregate Amount Outstanding 6.800.000,00 € Minimum Increment (Issued) 100.000,00 € Minimum Increment (Outstanding) 100.000,00 €
Class E
ISIN Code ES0305694046
Aggregate Amount Issued 4.500.000,00 € Aggregate Amount Outstanding 4.500.000,00 € Minimum Increment (Issued) 100.000,00 € Minimum Increment (Outstanding) 100.000,00 €
Class F
ISIN Code ES0305694053
Aggregate Amount Issued 4.500.000,00 € Aggregate Amount Outstanding 4.500.000,00 € Minimum Increment (Issued) 100.000,00 € Minimum Increment (Outstanding) 100.000,00 €
Class R
ISIN Code ES0305694061
Aggregate Amount Issued 4.400.000,00 € Aggregate Amount Outstanding 4.400.000,00 € Minimum Increment (Issued) 100.000,00 € Minimum Increment (Outstanding) 100.000,00 €
Class X
ISIN Code ES0305694079
Aggregate Amount Issued 2.000.000,00 € Aggregate Amount Outstanding 2.000.000,00 € Minimum Increment (Issued) 100.000,00 € Minimum Increment (Outstanding) 100.000,00 €
Class Z
ISIN Code ES0305694087
Aggregate Amount Issued 85.400.000,00 € Aggregate Amount Outstanding 85.400.000,00 € Minimum Increment (Issued) 100.000,00 € Minimum Increment (Outstanding) 100.000,00 €
III.ADDITIONAL INFORMATION
Settlement corresponding to the period: 26/05/2026 - 26/08/2026 Bond Payment Notification: 26/08/2026 Cash Flow period: 26/05/2026 - 26/08/2026 IMT/ RMBS MIRAVET 2023-1, FT/Quarterly Info/ago26
Available Resources( I+II+III+IV+V+VI+VII+VIII+IX+X):
11,44
7.116.676,83
2.345.467,31
1.239.097,28
1.966.131,96
1.485.214,34
80.765,94
0,00
0
35.846,80
2.494.989,88
V. any indemnification payment made by the Seller to the Fund in connection with a breach of the representations and warranties in accordance with section 2.2.9 of the Additional Information: 0,00 VI. any amounts paid by the Original Seller to the Fund in accordance with the Issuance and Subscription Agreements and the Transfer Deed: 0,00 VII. the portion of the Subordinated Loan exceeding the Initial Expenses: 0,00 VIII. any excess amounts derived from the proceeds of the subscription of the Rated Notes, the Class X Notes and the Class Z Notes exceeding the Outstanding Balance of the Receivables on the Portfolio Cut-Off Date to be transferred to the Fund: 0,00 IX.any excess amounts derived from the proceeds of the Class R Notes exceeding the Liquidity Reserve Fund Amount on the Disbursement Date: 0,00 X. all other amounts credited or transferred during the three Collection Periods immediately preceding such Payment Date into the Cash Flow Account (including any fees and amounts derived from insurance policies): 0,00 Paid Due on this Payment DateDue and not paid on the previous Payment DateDue and not paid on this Payment Date (i) Primary Servicer Remuneration Fee: 111.107,14 111.107,14 0,00 0,00 (ii) Ordinary Expenses (other than the Primary Servicer Remuneration Fee) and Extraordinary Expenses of the Fund:219.903,65 219.903,65 0,00 0,00 (iii) Payment of interest on Class A Notes: 817.959,12 817.959,12 0,00 0,00 (iv) to credit the Liquidity Reserve Fund up to the Liquidity Reserve Fund Required Amount: 2.350.706,90 2.350.706,90 - 0,00 (v) Payment of interest on the Class B Notes (other than Subordinated Class B Interest Amounts): 158.078,86 158.078,86 0,00 0,00 (vi) Payment of interest on the Class C Notes (other than Subordinated Class C Interest Amounts)122.477,04 122.477,04 0,00 0,00 (vii) Payment of interest on the Class D Notes (other than Subordinated Class D Interest Amounts):81.744,84 81.744,84 0,00 0,00 (viii) Payment of interest on the Class E Notes (other than Subordinated Class E Interest Amounts):59.845,95 59.845,95 0,00 0,00 (ix) Payment of interest on the Class F Notes (other than Subordinated Class F Interest Amounts):71.346,15 71.346,15 0,00 0,00 (x) Sequentially in an aggregate amount equal to the Target Amortisation Amount in the following order of priority:0,00 0,00 0,00 0,00 (i) repayment, pro rata and pari passu, of principal amounts outstanding on the Class A Notes:5.654.343,00 82.840.586,72 0,00 77.186.243,72 (ii) repayment, pro rata and pari passu, of principal amounts outstanding on the Class B Notes:0,00 0,00 0,00 0,00 (iii) repayment, pro rata and pari passu, of principal amounts outstanding on the Class C Notes:0,00 0,00 0,00 0,00 (iv) repayment, pro rata and pari passu, of principal amounts outstanding on the Class D Notes:0,00 0,00 0,00 0,00 (v) repayment, pro rata and pari passu, of principal amounts outstanding on the Class E Notes:0,00 0,00 0,00 0,00 (vi) repayment, pro rata and pari passu, of principal amounts outstanding on the Class F Notes:0,00 0,00 0,00 0,00 (xi) Subordinated Class B Interest Amounts: 0,00 0,00 0,00 0,00 (xii) Subordinated Class C Interest Amounts: 0,00 0,00 0,00 0,00 (xiii) Subordinated Class D Interest Amounts: 0,00 0,00 0,00 0,00 (xiv) Subordinated Class E Interest Amounts: 0,00 0,00 0,00 0,00 (xv) Subordinated Class F Interest Amounts: 0,00 0,00 0,00 0,00 (xvi) Payment of interest on the Class R Notes: 0,00 69.760,68 993.320,68 1.063.081,36 (xvii) up to and including the Step-Up Date, to pay the Class X Payment on the Class X Notes: 0,00 32.750,40 563.309,60 596.060,00 (xviii) to redeem the Floating Rate Notes sequentially in the following order of priority until the Floating Rate Notes have been redeemed in full:0,00 0,00 0,00 0,00 (i) the Class A Notes 0,00 0,00 0,00 0,00 (ii) the Class B Notes 0,00 0,00 0,00 0,00 (iii) the Class C Notes 0,00 0,00 0,00 0,00 (iv) the Class D Notes 0,00 0,00 0,00 0,00 (v) the Class E Notes 0,00 0,00 0,00 0,00 (vi) the Class F Notes 0,00 0,00 0,00 0,00 (vii) the Class R Notes 0,00 0,00 0,00 0,00 (xix) after the Step-Up Date, to pay the Class X Payment on the Class X Notes: 0,00 0,00 0,00 0,00 (xx) repayment, pro rata and pari passu, of principal amounts outstanding on the Class Z Notes, until the Principal Amount Outstanding on each Class Z Note has been reduced to 10.000 €:0,00 0,00 0,00 0,00 (xxi) repayment, pro rata and pari passu, of principal amounts outstanding on the Class X Notes: 0,00 0,00 0,00 0,00 (xxii) Payment of interest on the Subordinated Loan: 0,00 117.769,44 0,00 117.769,44 (xxiii) repayment of principal outstanding under the Subordinated Loan: 0,00 0,00 0,00 0,00 (xxiv) repayment, pro rata and pari passu, of principal amounts outstanding on the Class Z Notes, after the Principal Amount Outstanding on each Class Z Note has been reduced to 10.000 €:0,00 0,00 0,00 0,00 (xxv) the Class Z Payment on the Class Z Notes: 0,00 0,00 0,00 0,00 (xxvi) Variable Fee: 0,00 0,00 0,00 0,00 9.647.512,65 87.054.036,89 1.556.630,28 78.963.154,52IV. Liquidity Reserve Fund Required Amount:
Application of the Available Resources (Ref. 3.4.7.2 of the Additional Information) TOTAL e) Penalty Interests and fees:
f) Income derived from sale of real estate property:
g) Amounts provided by the Seller correspoding to payments made by Borrowers under the Mortgage Loans from the Portfolio Cut-Off Date up to the Incorporation Date (excluded), after deduction of any management and collection services costs.
II. Account interests: a) Principal:
b) Default recoveries:
c) Prepayments:
d) Interest collection:I. Initial Balance II. Funds received from the Receivables:9.647.524,95RMBS MIRAVET 2023-1, FT Settlement Period: 26/05/2026 - 26/08/2026 Payment Date: 26/08/2026 Página 2 de 5
RMBS MIRAVET 2023-1, FT
Settlement Period: 26/05/2026 - 26/08/2026 Payment Date: 26/08/2026 Calculation detail for the Available Amount of Principal Target Amortisation Amount (Minimum between 1 and 2) 5.654.355,30 1. Theoretical Amount of Principal (Difference between A and B) 82.840.586,53 A) the Principal Amount Outstanding of the Class A, B, C, D, E, F,R and Z Notes at the relevant Calculation Date minus the Liquidity Reserve Fund Required Amount at the relevant Calculation Date 225.233.286,28 B) the Outstanding Balance of the Non-Defaulted Receivables as at the end of the most recent Collection Period 142.392.699,75 2. Available Amount after payments (i) to (ix) 5.654.355,30 Amount applied 5.654.343,00 Rounding error 12,30 Principal Deficiency 77.186.231,23 Delinquency and default information:
Principal in Arrears Previous month 1.066.589,15 Current month 971.109,20 Defaulted amount of the period 3.231.047,45 Concept % Amount 1. Principal Amount Outstanding of the Class A Notes (determined prior to any redemption of the Class A Notes that occurs on such Payment Date) 2,500 2.350.706,90 2. Principal Amount Outstanding of the Class A Notes on the Disbursement Date 1,000 1.748.000,00 3. Zero 0,00 Minimum level Required=Max(1,2,3) 2.350.706,90 Witholding of the Minimum Level Required of the Reserve Fund 2.350.706,90 Reserve Fund deficit 0,00
Other Liabilities:
Subordinated Loans Initial Balance Outstanding Principal BalanceOutstanding Principal Balance
Not DueCoupon
Subordinated Loan for Initial Expenses 2.500.000,00 3.776.113,89 3.776.113,89 12,2040%
Gross InterestWithholdings
PercentageWithholdings Taxes Net Interest 0,00 19,00% 0,00 0,00Calculation detail for the Minimum Level Required of the Reserve Fund:
Triggers information: Decrease of the minimum level of the Reserve Fund.
Página 3 de 5
RMBS MIRAVET 2023-1, FT
Cash Flow Period: 26/05/2026 - 26/08/2026
Concept
Income Payment
I. Principal 5.550.696,55 5.654.343,00 Credit Right Amortisations 5.550.696,55 Bond Amortisations 5.654.343,00 Subordinated Loan Amortisations 0,00 II. Interest 1.601.827,08 1.311.451,96 Interest received from Credit Rights 1.565.980,28 Account Interest 35.846,80 Income derived from sale of real estate property: 0,00 Interest paid for Bonds 1.311.451,96 Subordinated Loan Interests 0,00 III.Periodical Payments 0,00 331.010,79
Gestora 21.040,35
Paying Agent 5.000,00 Special Servicer 178.972,73
Iberclear 968,00
Auditor 0,00
Other 7.650,89
Rating Agencies’ Fees 0,00 Expenses from the Primary Servicer 5.098,73 Amounts to fund the Reserve for Customer Expenses 0,00
AIAF 0,00
IRPF 1.172,95
Service commission 111.107,14 Variable Commission 0,00 III. Others 0,00 0,00 Amounts provided by the Seller from the Portfolio Cut-Off 0,00 Excess amounts from the Class R Notes 0,00
TOTAL INCOME / PAYMENT 7.152.523,63 7.296.805,75
Initial Balance 26/05/2026 2.495.001,32 Deposited funds for next Payment Date:
Reserve Fund 2.350.706,90 Deposit of interest (*) 12,30
TOTAL 9.647.524,95 9.647.524,95
Tax Withholding on 26/08/2026 249.175,87 Temporarily reinvested until 21/09/2026 249.175,87 (*) Derived from rounding of the pro rata distribution among each of the Bonds comprising each Series.
IMT/FONDO DE TITULIZACIÓN, RMBS MIRAVET 2023-1/Flujos de Caja/ ago26 IMT/RMBS MIRAVET 2023-1, FT/Cash Flow/ ago26Amount
RMBS MIRAVET 2023-1, FT
BOND PAYMENT REPORT
PAYMENT DATE: 26/08/2026
A NOTES B NOTES C NOTES D NOTES E NOTES F NOTES R NOTES X NOTES (*) Z NOTES
ISIN Code ES0305694004 ES0305694012 ES0305694020 ES0305694038 ES0305694046 ES0305694053 ES0305694061 ES0305694079 ES0305694087 Accrual Period: 26/05/2026 26/08/2026 26/05/2026 26/08/2026 26/05/2026 26/08/2026 26/05/2026 26/08/2026 26/05/2026 26/08/2026 26/05/2026 26/08/2026 26/05/2026 26/08/2026 26/05/2026 26/08/2026 26/05/2026 26/08/2026 Current Reference Rate 2,204% 2,204% 2,204% 2,204% 2,204% 2,204% 2,204% - -
Spread 1,200% 1,500% 2,000% 2,500% 3,000% 4,000% 4,000% - -
Current Coupon 3,404% 3,704% 4,204% 4,704% 5,204% 6,204% 6,204% - -
TOTAL PER BOND TOTAL PER BOND TOTAL PER BOND TOTAL PER BOND TOTAL PER BOND TOTAL PER BOND TOTAL PER BOND TOTAL PER BOND TOTAL PER BOND Original Principal Balance 174.800.000,00 100.000,00 16.700.000,00 100.000,00 11.400.000,00 100.000,00 6.800.000,00 100.000,00 4.500.000,00 100.000,00 4.500.000,00 100.000,00 4.400.000,00 100.000,00 2.000.000,00 100.000,00 85.400.000,00 100.000,00 Balance on the prior Payment Date 94.028.276,16 53.791,92 16.700.000,00 100.000,00 11.400.000,00 100.000,00 6.800.000,00 100.000,00 4.500.000,00 100.000,00 4.500.000,00 100.000,00 4.400.000,00 100.000,00 2.000.000,00 100.000,00 85.400.000,00 100.000,00 Principal Payment 5.654.343,00 3.234,75 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 Balance after this Payment Date 88.373.933,16 50.557,17 16.700.000,00 100.000,00 11.400.000,00 100.000,00 6.800.000,00 100.000,00 4.500.000,00 100.000,00 4.500.000,00 100.000,00 4.400.000,00 100.000,00 2.000.000,00 100.000,00 85.400.000,00 100.000,00 Current Factor 50,56% 50,56% 100,00% 100,00% 100,00% 100,00% 100,00% 100,00% 100,00% 100,00% 100,00% 100,00% 100,00% 100,00% 100,00% 100,00% 100,00% 100,00% Gross Interest due and not paid on the prior Payment Date 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 993.320,68 22.575,47 563.309,60 28.165,48 0,00 0,00 Gross Interest Accrued 817.959,12 467,94 158.078,86 946,58 122.477,04 1.074,36 81.744,84 1.202,13 59.845,95 1.329,91 71.346,15 1.585,47 69.760,68 1.585,47 32.750,40 1.637,52 0,00 0,00 Gross Interest Payment 817.959,12 467,94 158.078,86 946,58 122.477,04 1.074,36 81.744,84 1.202,13 59.845,95 1.329,91 71.346,15 1.585,47 0,00 0,00 0,00 0,00 0,00 0,00 Gross Interest due and not paid 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 1.063.081,36 24.160,94 596.060,00 29.803,00 0,00 0,00 IMT/RMBS MIRAVET 2023-1, FT/ Bond Payment Report/ ago26 (*) X Notes Gross Interest Accrued was calculated with the aggregate Outstanding Balance of the Non-Defaulted Receivables calculated as at the end of the Collection Period immediately preceding the relevant Payment Date. This Balance on 31/07/2026 was 142392699,75 €