Swedbank's President and CEO Jens Henriksson comments: "Swedbank stands strong and is well positioned for sustainable growth and profitability"
· Strong volume growth in all home markets · New organisation contributes to delivery of the financial plan 15/27 · Settlement with DFS - all investigations of historical shortcomings closed
Financial information Q2 Q1 Jan Jan
-Jun -Jun
SEKm 2026 2026 % 2026 2025 %
Total income 18 17 6 35 34 3 104 073 178 291 Net interest income 11 11 1 22 22 0 276 147 423 406 Net commission income 4 462 4 172 7 8 634 7 954 9
Net gains and losses on 1 060 689 54 1 749 1 398 25
financial items
Other income¹ 1 306 1 064 23 2 371 2 533 -6
Total expenses 7 854 6 881 14 14 12 20
736 234
of which extraordinary costs 860 0 860 0 of which VAT reimbursements 0 0 0 -379 Profit before impairments, 10 10 1 20 22 -7 bank taxes and resolution 250 192 442 057
fees
Impairment of tangible and 0 0 0 0 -99
intangible assets
Credit impairments 313 164 90 477 9 Bank taxes and resolution 786 672 17 1 458 1 606 -9
fees
Profit before tax 9 151 9 356 -2 18 20 -9
506 441
Tax expense 1 956 2 011 -3 3 967 4 360 -9
Profit for the period 7 195 7 345 -2 14 16 -10
540 082
Earnings per share, SEK, 6.37 6.50 12.86 14.24
after dilution
Return on equity, % 14.2 13.3 13.6 15.2 Return on equity excl. 15.5 13.3 14.3 14.8
adjusted, %²
C/I ratio 0.43 0.40 0.42 0.36 C/I ratio excl. adjusted² 0.39 0.40 0.39 0.37 Common Equity Tier 1 capital 17.4 17.5 17.4 19.7
ratio, %
Credit impairment ratio, % 0.06 0.03 0.05 0.00 1) Other income includes the items Net insurance, Share of profit or loss of associates and joint ventures, and Other income from the Group income statement.
2) Adjusted for VAT reimbursments in 2025 and for extraordinary costs in the second quarter of 2026.
Contact
Maria Caneman, Head of Investor Relations Phone: +46 72 238 32 10
E-mail: maria.caneman@swedbank.se
Love Liman Jacobsson, Press Officer Phone: +46 72 233 92 32
Email: love.liman.jacobsson@swedbank.se
This information constitutes inside information and such information that Swedbank AB (publ) is obliged to make public pursuant to the EU Market Abuse Regulation (EU no 596/2014) and the Securities Market Act (2007: 528). The information was submitted for publication, through the agency of the contact person set out above, 17 July, at 07:00 CEST.
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