1 January -- 30 June 2026, compared with the same period last year*
* Lending to the public increased 4% and amounted to SEK 40,521 million (38,999).
* Operating income increased 1% and amounted to SEK 1,879 million (1,856).
* C/I before credit losses was 51.5% (66.5%, and excluding items affecting comparability 49.0%),and increased, driven by investments in the business.
* The credit loss ratio decreased to 2.6% (3.2%).
* Operating profit increased to SEK 403 million (-1, and excluding items affecting comparability 325).
* The Total Capital Ratio increased and amounted to 19.0% (17.9%).
* The Common Equity Tier 1 ratio increased and amounted to 15.7% (15.5%).
* Certain performance measures provided in this section have not been prepared in accordance with IFRS or the capital adequacy rules, meaning that they are alternative performance measures. Calculations and reconciliation against information in the financial statements of these performance measures are provided on the website under "Financial reports."
MER INFORMATION:
Sofie Tarring Lindell, CFO and Head of IR, +46-73 644 33 95,
sofie.tarringlindell@resurs.se
Måns Renntun, Head of Communications, +46-709-849620, mans.renntun@resurs.se
ABOUT RESURS
Flexible payments and finances, made easy. At Resurs Bank, we make it easier for individuals and businesses across the Nordics to realize their ambitions -- every day. For nearly 50 years, we've been a trusted financial partner, creating long-term value for our customers, our partners, and the communities we proudly serve and are a part of. Today, we have a customer base of approximately 6 million customers and 810 employees in the Nordic region.